Investor Portal

The Investor Portal is the self-service surface available to users with the investor role. Every page shows only your own account data — no other investor’s information is ever visible to you.

Access begins at /investor/dashboard. If you have not yet accepted the platform agreement, you will be directed to the terms acceptance page before you can proceed.

Investor Agreement (Accept Terms)

What it is. A one-time gate that must be completed before the portal unlocks. It presents the Investor Agreement (currently v1.0) and records your explicit consent.

What you can do here. Read the agreement text in full, check the acceptance box, and submit. Once accepted you are redirected to the dashboard. Consent is audit-logged; you can withdraw it later from Settings.

Who can access. Any investor-role user whose consent has not yet been recorded, or who has previously withdrawn it.

Dashboard

What it is. Your opening summary every time you sign in. It combines your net asset value (NAV), capital composition, live money-in-motion alerts, a grid of your current watch allocations, and the five most recent ledger entries.

What you can do here.

• See your total NAV (available cash plus the value of active deals), broken down into Available, Deployed, and Pending-out components.
• Read a live action queue that surfaces pending withdrawals, deposit requests in transit, recently rejected withdrawals (with the rejection reason), and earned profits ready to withdraw or reinvest.
• Scan cards for every watch your capital is currently deployed into, with days held.
• Click through to the full transaction list or initiate a deposit request or withdrawal directly from this page.

Who can access. Investor-role users with an active portal account.

Portfolio

What it is. A complete picture of your deployed capital, both active positions and closed ones, along with fund-grade performance multiples.

What you can do here.

• Review headline KPIs: total NAV, deployed capital, available cash, and total earnings with a return percentage.
• See LP-standard multiples (MOIC, TVPI, DPI, Net IRR) once the account has closed positions.
• Browse a brand-mix concentration chart that flags any brand exceeding 50% of your portfolio.
• Inspect a row-level table of every watch allocation showing: amount deployed, ownership percentage, current value, amount paid back, management fee deducted, earnings, days held, and status.
• Review a separate sale-payouts table showing net payout and realized earnings for every closed deal.
• View a monthly statement summary table (opening balance, closing balance, deposits, withdrawals, earnings per month).
• Download a PDF of your full holdings.

Who can access. Investor-role users.

Advanced Analytics

What it is. Quantitative analysis of your portfolio, computed from your actual position data. Data is filtered by a selectable timeframe (1M, 3M, 6M, 1Y, ALL).

What you can do here.

• View a portfolio value chart over time and a donut chart showing your allocation split by watch brand.
• Review risk and return metrics: total return (dollar and percentage), Sharpe ratio (5% risk-free rate assumed), volatility, and max drawdown.
• Read four diagnostic insights: concentration risk (flags any single position or brand above a threshold), cash drag (idle balance estimate with opportunity cost), time to liquidity (median days to close, based on your closed positions), and a YTD realized-gains and estimated-tax summary.
• Scan a watch-by-watch performance table showing invested amount, current value, total return, days held, and annualized return, with best-performer and worst-performer highlighted.

Who can access. Investor-role users. The page shows an empty state until funds are deployed.

Financial Management

What it is. Your account balance hub: a dashboard of key wallet metrics, a list of deposit requests you have submitted, and quick links to add funds or navigate to withdrawals.

What you can do here.

• See seven wallet metrics at a glance: account balance (free cash), total deposited (lifetime), realized profit, available to withdraw, pending withdrawals, reinvested profit, and capital currently deployed.
• Submit a deposit request specifying an amount (minimum $1,000), transfer method (wire, ACH, or cashier’s check), expected arrival date, and an optional bank reference note. Admin matches the inbound bank activity and posts the ledger receipt.
• Track the status of each deposit request (pending, fulfilled, cancelled) and view the receipt once admin has confirmed the funds.
• Cancel a pending deposit request before admin has fulfilled it.
• Navigate to the withdrawals hub for money out.

Who can access. Investor-role users. Accounts with a frozen status cannot submit new deposit or withdrawal requests.

Transactions

What it is. A chronological ledger of every event that has touched your account balance, up to the most recent 200 entries.

What you can do here.

• View the full account activity log with each row showing: date, transaction type (Deposit, Withdrawal, Earnings, Capital returned, Payout, Fee, Reinvested earnings, Credit or Debit adjustment), signed amount, running balance after the entry, and a description.
• Initiate a deposit request or withdrawal directly from the page header.

Who can access. Investor-role users.

Distributions

What it is. A per-sale breakdown of every payout you have received, showing the full distribution waterfall from gross deal profit down to your net payout.

What you can do here.

• See summary stats: total received across all sales, total profit share (net of management fees), and average payout per closed deal.
• Expand any distribution row to see the exact waterfall: sale price, gross deal-level profit, distributable profit, your share percentage, your gross share, management fee deducted, principal returned, profit share to you, and final net payout.
• A proportional bar within each expanded row shows the split between principal return and profit share.

Who can access. Investor-role users. Rows appear only after a watch you were allocated to has sold and distributions have been posted.

Withdrawals

What it is. Your single hub for requesting money out — both capital withdrawals and earned-profit withdrawals or reinvestment — plus the full history of every request.

What you can do here.

• Submit a capital withdrawal request (minimum $100) against your available cash balance, with an optional notes field. The portal enforces that the requested amount does not exceed your available balance minus pending requests. Requests are reviewed and approved by the dealer before any funds move.
• View and act on earned profits: select individual profit entries from closed deals and choose to either withdraw them or reinvest them back into your deployable capital balance.
• Track open requests through a three-step timeline (Requested → Dealer review → Paid out), with the expected payout date if provided.
• Review the full history of past requests with their outcome (Approved, Completed, Processing, or Rejected) and, for rejections, the reason given by the dealer.
• See the payment method and reference number for completed payouts.

Who can access. Investor-role users. Accounts with a frozen status cannot submit withdrawal requests.

Capital Calls

What it is. A view of any outstanding capital calls issued against your commitment. Capital calls are formal requests from the dealer for you to wire a specified amount by a due date.

What you can do here.

• See your total committed amount across all commitments and the current count of open calls.
• Review each open call showing: call number, reason, due date, call amount, amount already paid, and outstanding balance. Calls past their due date are flagged as overdue.
• Review a history of previously paid calls.

Who can access. Investor-role users who have an active commitment on file.

Statements

What it is. Monthly account statements derived from your ledger, grouped by calendar month, with export and on-demand PDF generation.

What you can do here.

• Browse all months with account activity, each showing opening balance, total deposits, total withdrawals, total earnings, and closing balance in the header row.
• Expand any month to see a detailed transaction table for that period.
• Filter the date range using start and end date pickers to narrow the view.
• Export any month or the full filtered range as a CSV file.
• Generate a PDF statement for a specific date range (both start and end date required). The PDF is built fresh from your ledger and downloads immediately.

Who can access. Investor-role users.

Documents

What it is. A central file archive for tax reports, account statements, legal documents, and watch-related files, with a self-service tax-report generator.

What you can do here.

• Generate and download four tax-year reports on demand: Year-End Statement (PDF), Realized Gains Summary (PDF), Transactions export (CSV), and a full Tax Package (ZIP). Select the tax year from a dropdown before generating.
• View the history of recently generated reports with their status (Ready, Queued, or Failed) and download links.
• Browse all archived files filtered by category: Authentication certificates, Appraisals, Insurance, Purchase invoices, Service records, Legal files, Statements, Tax forms, and Other.
• Upload your own files (PDF, JPG, PNG, DOC, DOCX — max 10 MB) and optionally associate them with a specific watch in your portfolio.
• View or download any file in the archive.

Who can access. Investor-role users. Generated reports and uploaded files are visible only to you and authorized administrators.

My Watches (Inventory)

What it is. A card view of all watches your capital has been allocated to, including both active and sold positions.

What you can do here.

• Filter the list by status: All, Active, Sold, or Draft.
• See summary stats: total watches, active count, sold count, and total capital allocated.
• For each card, see the watch photo, brand, model, reference number, your allocation amount, your ownership percentage, condition, and box/papers status. Active cards show an estimated P&L if a market value is on file; sold cards show the sale price.
• Click a card to open the watch detail page.

Who can access. Investor-role users. The list shows only watches to which your account has been allocated.

Watch Detail

What it is. A position-level deep-dive for a single allocated watch.

What you can do here.

• Browse the watch’s photo gallery (multiple photos if available).
• Review a financial summary: cost basis (your allocation), current value or net payout (for sold watches), return percentage, and management fee deducted.
• See watch-level metadata: reference number, year, condition, box and papers status, purchase date, and days held.
• View your allocation amount and ownership share percentage.
• For closed positions, review a realized-position table (cost basis, net payout received, management fee, realized gain and percentage) and a distribution waterfall (your share of sale price, expenses and house share, management fee, net paid to you).
• See the dealer’s asking price and estimated market value for active positions, or the final sale price and sale date for closed ones.

Who can access. Investor-role users. Only watches allocated to your account are accessible.

Marketplace

What it is. A browse view of watches the dealer has listed for funding that are not yet in your portfolio.

What you can do here.

• Browse available watches with their photo, brand, model, reference number, asking price, estimated market value, condition, and box/papers status.
• Toggle a watch as “watching” (heart button) to signal interest. Admin sees the aggregated demand signals from all investors when deciding how to allocate capital to a new deal. Toggling off removes your interest signal.

Who can access. Investor-role users.

Notifications

What it is. Your notification center, organized by priority, covering deal opportunities, price alerts, account activity, profit distributions, and system updates.

What you can do here.

• Read notifications grouped by priority (High, Medium, Low). High-priority items appear in a separate section.
• Mark individual notifications as read or mark all as read at once.
• Follow action links on notifications that relate to specific portfolio events.
• Open the Preferences panel to choose delivery methods (email, SMS, push, or combinations), set quiet hours during which no notifications are sent, and toggle specific notification types on or off (deal opportunities, price alerts, market updates, account activity, profit distributions, system updates).

Who can access. Investor-role users.

Messages

What it is. A contact guidance page for reaching the dealer team.

What you can do here. The portal directs you to your existing WhatsApp conversation with the team for all investor questions, account updates, and follow-ups. In-portal new message creation is disabled; the page is informational only.

Who can access. Investor-role users.

Settings

What it is. Account self-management across seven areas: profile, account preferences, banking details, notification preferences, password, KYC documents, and privacy.

What you can do here.

• Profile. Update your display name, phone number, and avatar URL. View your email address, role, and join date (read-only).
• Account. Toggle auto-reinvest (automatically rolls future profit distributions back into deployable capital). Add or update a beneficiary (full legal name, relationship, contact details, and share percentage for estate routing).
• Banking. Save your bank institution name, transit/routing number, account number, and an optional crypto wallet address for withdrawal payouts.
• Notifications. Choose your delivery mode (email + in-app, email only, or in-app only), set quiet hours, and toggle five per-event email triggers: monthly statements, earnings posted, withdrawal updates, new messages, deposit received.
• Password. Change your account password (minimum 8 characters). A successful change invalidates your current session and signs you out.
• KYC Documents. Upload identity and compliance documents (Government ID, Proof of Address, Tax Document, Accreditation Letter, or Other) in PDF, JPEG, or PNG format (max 10 MB each). View the review status (Pending, Approved, or Rejected) of each uploaded document.
• Privacy. Withdraw your platform consent. This immediately signs you out and blocks access to the investor portal until you re-accept the terms. The action is audit-logged.

Who can access. Investor-role users.